My Bank Account Says No But My Ideas Say Yes

I have so many ideas. So many. They arrive at random times, usually when I'm supposed to be doing something else, and they all sound incredible.

And then I look at my bank account and remember I have a budget. And the ideas are not free. They cost time, money, energy, all the things I don't have unlimited amounts of.

The worst part is the ideas don't know about the budget. They just keep showing up. Unbothered. Confident.

Convinced this time is different.

I've started writing them all down in a file called "someday maybe" and then closing it. It helps. Not because I'll ever do them all, but because writing them down stops them from bouncing around my head and eating my focus.

How do you deal with idea overflow? Do you write them down, ignore them, or actually try to build them all and burn out?