I'm building IOWII, an webapp for sharing money with a partner, family or housemates without merging your whole financial life.
The idea came from my own household: most apps either split bills and nothing else, or want every account in one place. I wanted to share the rent and a holiday fund, and keep everything else mine.
It's in beta, with a free plan and no card needed. I'm launching here soon, and I'd like to hear from people who share money with someone:
how do you handle it today?
What would make you try a new app for shared money, and what would put you off?
IOWII splits shared expenses, tracks who owes whom, and keeps shared savings goals visible to everyone, while each person's own accounts stay private. Budgets, forecasts and a debt planner included. Free plan, no card.