Ledgerly — Take control of your money - Track Your Finances Without Giving Away Your Bank Data

Why did we build this? Most budgeting apps want your bank login or break on day two. Spreadsheets are powerful but slow and fiddly. We wanted a fast, accurate way to see spending, debt, and net worth—without handing over bank credentials. What’s new vs. alternatives? Privacy-first: No bank connections. Import statements (CSV) and keep full control of your data. Bulk import, blazing fast: Drop in months or a year of transactions and get a clean ledger in minutes. Smart rules you can trust: Reusable categorization rules and payee normalization keep reports consistent over time. True transfer handling: Detects and reconciles transfers so totals aren’t inflated by double-counting. Clarity by default: Clean KPIs (balances, spending, debt, net worth) with drill-downs and export-ready reports. What we’re most proud of Shipping a privacy-respecting finance tracker that feels modern and delightful, while solving the hard parts bulk importing, consistent categories, and transfer reconciliation on day one. You keep your data; we just help you make sense of it.