Subscrr
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Subscrr - Build a financial plan and ask what to cancel

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Two new things, both in beta. Financial plan: describe your money in plain words and Subscrr lays your year out month by month. Test a purchase or a month without income before you commit, then compare the plan with what actually happened. Subscrr AI: ask where you are overpaying and get findings with the amount each one saves. It opens the subscription so you can cancel, it never does it for you. Still tracks what every subscription really costs per day, month and year.

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Maker
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Friends, we've put a lot of work into AI. And no, I don't mean another pretty animation. Here's what it actually does: We built something that can genuinely help you with your money. Now in Subscrr you can: 1. Build a financial plan. Do it yourself or just tell the chat what you want to achieve. The chat is for those who can't be bothered to do the math by hand, and for anyone who likes to know where every penny goes. 2. Play with scenarios. Want to see what happens if you add another subscription? Cancel Netflix? Change your spending? You can now mess around with your budget and see the actual numbers. You can also compare your plan with reality: what you planned to spend vs. what you actually spent. 3. Ask about your subscriptions. What should you cancel? Where are you overpaying? What can you replace or cut? Just ask. The financial plan and AI chat are still in beta. So if something feels weird, doesn't work at all, or, even better, somehow saves your budget, tell us about it. Feedback is gold right now.

Can users see how much they would save over a year if they cancel several subscriptions?

Maker

 Great question, Jason. Today each finding shows the monthly saving. Also, currently the Financial Plan lets you cancel a few subscriptions and see the whole year month by month.

In the next update, every finding also shows the yearly amount, and when there are several, Subscrr AI adds them up: "Everything found together: about $X a year".

I like that the AI shows the actual amount you could save instead of just saying you're overpaying. That makes the recommendations much easier to act on.

Maker

 Thanks, Oscar! That was the whole idea: "you're overpaying" is easy to ignore, but a specific number is easy to act on!

Congrats on the launch, the app looks great! The design is clean and the per-day cost breakdown is a really nice touch.

One piece of feedback from onboarding: I did the Apple ID screenshot import and only 3 subscriptions showed up. Most of mine (Shopify, Netflix, and others) are billed directly by card, not through Apple, so for me they're the minority. Adding everything else by hand takes away a lot of the magic, since the real value is discovering subscriptions I'd forgotten about.

Have you thought about other ways to import them? For example, uploading a bank or card statement (PDF/CSV) that gets processed on-device, or scanning receipts from email. That would keep your privacy-first approach (no bank connection) while catching everything that isn't billed through Apple.

Would love to see this on the roadmap. Keep it up!

Maker

 Thank you, Raphael, this is exactly the kind of feedback we need. You're right: the App Store screenshot only sees what's billed through Apple, and Netflix or Shopify on a card stay invisible.

In the next update, the import screen gets a "Paid by card? Add a bank statement" step: take a screenshot of your banking app, and Subscrr picks out the recurring charges and adds them next to the App Store ones, without duplicates. Still no bank login.

One honest note: recognition runs through our own proxy, not fully on-device. The image isn't stored and nothing is tied to your identity, since there's no account.

PDF and CSV statements are on the list next.