How do you currently track your personal finances?

Hi PH community!

I’m Stefan, founder of FinancialAha.

I just launched a suite of Google Sheets spreadsheets for budgeting, net worth tracking, and long-term planning. They’re designed to be simple, flexible, and private with no subscriptions, your data stays in your hands all the time. I'm curious: how do you track your money right now?

• Dedicated apps (like YNAB, Monarch, etc.)

• Spreadsheets you built yourself

• A mix of both

• Or… nothing structured at all?

Would love to hear what works, or doesn't work for you. It'll help me make the templates even better. Thanks in advance! 🚀