Budgentia is the shared budget your whole household actually uses. Everyone sees budgets, transactions and goals in real time, with family chat built in. AI does the tedious part: snap a receipt and it reads merchant, items and amounts; say "I spent 40 on groceries" and the transaction appears. Plus allowances for kids, spending requests, shared goals, debts and recurring payments. Free for up to 3 members, with a 14-day trial of the AI features.
Hey Product Hunt! 👋
I'm thrilled to launch Budgentia today!
After struggling to manage our family budget across spreadsheets, banking apps, and sticky notes, I realized families need a better solution. Traditional budget apps focus
on individual users, but managing money is rarely a solo activity.
Why I built Budgentia:
- My partner and I kept overdrawing from the same account
- Teaching our kids about money was challenging without visibility
- We had no unified view of our financial goals
What makes us different:
✅ True multi-user collaboration (not just "view-only" sharing)
✅ Role-based permissions (kids can track allowance, parents control accounts)
✅ Voice-activated expense logging (perfect when hands are full)
✅ AI suggestions based on YOUR family's patterns
✅ PWA that works offline and syncs when connected
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