Hi Product Hunt 👋 I'm Umang, founder of MoltPe. I built this because every existing "AI payment" product I tried had one of these problems: consumer Stripe/PayPal with crypto bolted on, enterprise sales gates before you could try anything, or missing the protocols developers actually use to build agents (MCP, x402, MPP). The thesis behind MoltPe: an AI agent should have its own wallet, not access to yours. Non-custodial via Shamir key splitting (no single party including us holds a complete key), with programmable spending policies enforced at the infrastructure layer — daily caps, per-transaction caps, recipient allowlists, cooldowns. If your agent gets prompt-injected or runs a buggy retry loop, the policy still holds. The blast radius is bounded. We support three rails so you don't have to pick one before knowing your usage shape: x402 for HTTP-native per-call billing, MPP for session-based streaming, and traditional fiat where the customer expects cards. Sub-second settlement on Polygon, Base, and Tempo. Zero gas on supported chains. What I'd love feedback on: 1. Is the tri-rail architecture useful, or is most of you really just on x402? 2. The free tier — what's the most valuable thing we could let you do without a credit card? 3. India-specific use cases — we just shipped a 30+ page India content cluster (https://moltpe.com/india) covering forex avoidance for freelancers, AI SaaS billing, and per-call API monetization in USDC. Free to try (no credit card, no KYC): https://moltpe.com/dashboard Open source reference (Apache 2.0): https://github.com/umangbuilds/m... MCP server guide: https://moltpe.com/blog/mcp-serv... Happy to answer any questions about the architecture, the spending-policy model, or how it compares to Coinbase Agentic Wallets / Privy / Turnkey / Circle DP. Will be in the comments all day.

MoltPe

A wallet for your AI agent. Not access to yours.

A wallet for your AI agent. Not access to yours.