An Excel alternative to manage your personal finances. Track income, expenses, and savings without spreadsheets. Free budgeting app with real-time reports and smart categorization.
Hey Product Hunt 👋
We’re excited to share Monifi, a smarter, cleaner alternative to Excel for managing your personal finances.
Most people still use spreadsheets to track expenses, budgets, or savings goals — but let’s be honest: formulas break, sheets get messy, and it’s hard to see the full picture.
We built Monifi to fix that. It’s a modern workspace where you can organize your finances visually, analyze trends instantly, and make better decisions — without ever touching a formula or connecting your bank account.
With Monifi, you can:
📊 Create interactive financial dashboards — faster than building a spreadsheet
💡 Get insights automatically from your data (no macros or scripts required)
🧩 Categorize and visualize transactions manually, your way
🗓️ Plan monthly budgets or savings goals with real-time progress tracking
⚡ Work faster with a beautiful, minimal interface designed for clarity
Unlike Excel or Google Sheets, Monifi is built specifically for personal finance — no complex setup, no bank connections, and no clutter.
Early adopters are using Monifi to simplify budgeting, track freelance income, and visualize cash flow with zero friction.
💡 Everyone who signs up today gets early access and direct feedback with our team.
Try Monifi and tell us what you think → https://www.monifi.app
— Manuel
Founder @ Monifi
Report
That could easily replace some accounting strategies! Congrats for the launch. Do you offer integrations? and what about privacy or E2EE?
@turtletop Thanks so much! Really appreciate the support — it means a lot at this stage.
About integrations: we’re not adding any for now. The focus is on keeping the product fast, stable, and dead-simple before opening the door to external connections. We’ll explore them later once the core experience is exactly where we want it.
On privacy: the product follows a strict data-minimal philosophy, and we only store what’s essential for things to work. E2EE is on our roadmap — we’re evaluating the best way to implement full encryption without breaking automation or performance.
Monifi
Monifi
@turtletop Thanks so much! Really appreciate the support — it means a lot at this stage.
About integrations: we’re not adding any for now. The focus is on keeping the product fast, stable, and dead-simple before opening the door to external connections. We’ll explore them later once the core experience is exactly where we want it.
On privacy: the product follows a strict data-minimal philosophy, and we only store what’s essential for things to work. E2EE is on our roadmap — we’re evaluating the best way to implement full encryption without breaking automation or performance.
Happy to keep you posted as things evolve!