Hey everyone excited to be on Product Hunt today! Thanks to @erictwillis for hunting us!
I'm Nate, one of the cofounders of Qoins. One issue that's always at the back of my mind is the amount of debt that I have to pay back. Between student loans, a car loan and credit cards, it sometimes feels like I'll never get everything paid off.
We built Qoins to tackle this problem. Think of us like Acorns or Digit, but for paying off debt. We round up spare change from your everyday transactions and apply them directly towards paying off your debt. For example, buying a $5.35 sandwich will send $0.65 towards paying off student loans, credit cards, and more! By using Qoins and having additional payments go out every month, you can become debt-free months or years early!
We support Instant Verfication for the top US banks, and we'll have access to thousands more banks within the next month or two.
Please feel free to ask any questions!
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Wow. I'm disappointed that this isn't getting more upvotes/traction. I think this is a strong NEED (and I don't use that word lightly) in under-served communities. Kudos @nwashjr2
Qoins helps pay off your debt early with the spare change from your bank transactions. Each month, the app calculates your round ups from the previous month and make an additional payment on your behalf towards your student loans, credit cards, or more.
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I love what Christian and Nate are doing with Qoins and they're a great example of Atlanta's growing startup scene.
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Good idea!! Debts can be overwhelming for both creditors and debtors, though there are bad debt recovery laws.
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