I run a woodworking business with partners. On every project, I'd collect one payment, a partner would collect another, and we'd all cover different expenses out of our own pockets. By the end of a job, nobody could say who was owed what. It caused real friction so I built the tool I wished existed.
CostTalk is a team-based project ledger that keeps everyone's money straight, automatically.
What it does:
Per-person credit/debit ledgers every entry is auto-assigned to whoever logged it, so each partner's real balance is always clear. No more end-of-project arguments.
Expenses & income together track money in and out on the same project, with quantity, supplier, notes and dates.
Receipt capture attach photos, stored privately, viewable only by project members.
Attendance & man-hours log working hours against each project.
Automatic salaries turn those hours into monthly and per-project employee pay.
Reports & graphs spending over real time, income vs. expense, and labour-cost breakdowns per project.
Export everything CSV / Excel, plus a ZIP bundle with all receipts for backup.
Themes & currencies light/dark/Sunset/Ocean, and dozens of currencies.
CostTalk is a team-based project ledger, expense & income manager, and attendance tracker. Per-person credit/debit ledgers, salary calculation, receipts, graphs, and cloud sync across Android, Windows and Web.
Because building products has become much more accessible thanks to AI, the bar has had to rise a bit, or at least the expectations have become stricter.
I built my own tool SafeLimit, but personally, I wouldn t launch it on Product Hunt yet because it s still very basic and doesn t even have a website.
