Check out Tayla, an Australian made budgeting app that does not require any bank logins to work! It is automated and has free tiers. You don't even have to sign up. With the guest account all data is stored locally. There's heaps of features available from each tier - check it out at https://usetayla.com.au or https://usetayla.com.au/info
Tayla is a privacy-first personal finance app built in Melbourne for Australians who want control without linking their bank accounts. Track income, budgets, debts, and goals while learning how your money works. Your data stays yours - no open banking, no connections required. Try it free in guest mode, or unlock full features with Tayla Plus for $3.99/month. Built to simplify money and help you make smarter financial decisions every day.
