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James Smilingleft a comment
This survey hits home. I built Debt Clarity Tools as a solo founder — calculators, lead magnets, email automation — mostly with AI tools and a lean stack. What used to take a dev team now takes one person (me) and a weekend. Would love to see the 2026 data show how many solo builders are quietly shipping real products. Excited to participate in this survey!
The State of Startups 2026
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Debt Clarity Tools offers 5 free debt payoff calculators including Credit Card Payoff, Debt Snowball vs Avalanche, Debt Consolidation, Loan Extra Payment, and Student Loan Planner. Built by a PhD Mathematician to help real people understand their payoff timeline and total interest costs. No signup required — all calculations run privately in your browser.
DebtClarityToolsFree debt payoff calculators built by a PhD Mathematician
James Smilingleft a comment
I built Debt Clarity Tools because I kept seeing people make the same painful mistake — paying every month for years and watching their balance barely move. As someone with a background in mathematics education, I knew the math wasn't complicated. The problem was that nobody was showing people their actual numbers in a clear, honest way. So I built 5 free calculators that do exactly that — no...
DebtClarityToolsFree debt payoff calculators built by a PhD Mathematician