Joseph Reed

Joseph Reed

AI & Fintech Entrepreneur

About

I am currently a Finance and Management Information Systems student at Florida State University, going into my 4th year of college. Expected to graduate in December of 2026, currently open to full-time and internship opportunities. Completed high school diploma along side my associate's degree that has enabled me to go straight into my junior year in college. I am also a member of several on and off-campus student organizations and corporations such as Financial Management Association FSU, Private Equity and Venture Capital Club, African Student Association, and Caribbean Student Association. Outside of school I enjoy activities like basketball, kickboxing, modeling, fashion, and traveling.

Badges

Tastemaker
Tastemaker
Gone streaking
Gone streaking

Forums

What do you still do manually, even though AI could do it?

AI can draft a reply, build a small app, or run a routine task. But being able to automate something does not always mean you want to hand it over.

Sometimes doing it yourself is how you notice a problem or understand what someone actually needs.

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9d ago

Why do we assume that giving users more choices makes a better product?

In the early days, our product had a single, crystal-clear value proposition. Users logged in, knew exactly what to click, and achieved their goal in seconds. Because the core experience was focused, conversion rates were high and onboarding was practically effortless.

Then came the desire to expand. We started building every feature users requested, adding customizable settings, and creating multiple workflow options. Instead of delighting people, the experience deteriorated. More options split user attention, clutter ruined the clean interface, and new features introduced unexpected edge-case bugs. We added value on paper, but in reality, we just added friction.

How do you strategically say "no" to feature requests so your product stays lean, intuitive, and effective as it scales?

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16d ago

How do you handle "ghost churn" where users stop logging in weeks before canceling?

I used to only focus on the day a user clicked "Cancel Subscription." But when looking at usage metrics, the truth was much more uncomfortable.

The hardest realization was that users actually churned 30 to 40 days before making it official. They simply drifted away, stopped opening the app, and left the subscription running until the credit card statement reminded them.

For founders tracking active usage: how do you build early warning trigger or re engagement loops to catch drifting users before they reach the point of cancellation?

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