I ve been obsessed with dividend investing for years, but I noticed a huge flaw in almost every online calculator: they ignore taxes.
Seeing a $50k/year passive income projection looks great, but if you're in a taxable account, that number is a lie. That's why I'm building DividendFlow - to make tax-aware DRIP modeling the standard.
I have a question for the investors here: Do you factor in your tax bracket (Roth IRA vs. Taxable) when planning your exit strategy, or do you just look at the gross yield?