Alex

Alex

Founder @ Senaro | Visual Debt Payoff

About

Software Engineer and Founder of Senaro.ai. I built this tool because I realized most credit card dashboards are designed to encourage "Minimum Payments"—a mathematical trap that keeps people in debt for years. As an engineer, I wanted to reverse-engineer that "Interest Waterfall" logic and put it into a visual engine. Senaro is focused on providing high-precision payoff projections and clear visualizations that show exactly how much of your monthly budget is fighting debt vs. paying the bank's interest. I'm currently focused on making complex financial strategies (like Avalanche and Snowball) interactive and easy to understand for everyone.

Badges

Tastemaker
Tastemaker
Gone streaking
Gone streaking

Forums

Alex

13d ago

Senaro - Free credit card payoff calculator + cash advance tracking

Add your credit cards and see how extra payments change your debt-free date. Most calculators treat each card as one APR — Senaro tracks purchase and cash advance rates separately, because that's how banks actually charge you. Compare Avalanche vs Snowball strategies side by side with your real numbers, see exactly how much interest you'll save, and get a month-by-month breakdown of where every dollar goes. No signup. No data collected. Everything runs on your device.
View more