That’s nuts

One of the biggest struggles amongst people with a tight budget is coming to terms with how much is actually in their account. The looming possibility of an overdraft means having to always be aware of the peanuts left in your pocket.

That’s why a maker by the name of Jonathan created Cashews.

“The first little seed of Cashews started way back in 2014 in response to my growing anxiety around my personal finances. I had a young family and was feeling increasingly stretched money-wise. We were leaning more on credit cards, less cash was going into savings, and it was literally keeping me up at night.”

So Jonathan started scraping his bank info and texting his balances to himself each day. Over time, with requests and feedback from family and friends, he turned the concept into Cashews.

Unlike other financial tracking and planning apps, Cashews doesn’t offer an “insane level of customization” and is “user friend as f*ck,” according to the makers. It connects with 12K+ banks and shows you precisely how much you can spend to take the stress out of your cost of living.

Those (pea)nuts reminded us that it’s been a while since we checked in on Acorns, the micro-investing app that lets you invest your spare change on auto pilot. The company was planning its initial public offering by SPAC last year, but backed out earlier this year citing volatile market conditions — it feared being lumped in with other companies with inflated valuations. Nonetheless, the team has pressed on, saying the process got them IPO-ready, and instead fundraised $300M, earning its unicorn title as a privately-held startup.

Of course, every penny counts so no judgement if even the smallest investments are causing you stress. Start off by finding out how much you have to begin with.

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