Actual
Robust and simple budgeting that works.
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James Long

Actual Budget - Robust and simple budgeting that works

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Actual is a personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place.

It's also a completely free local app which keeps your data private, with an optional service for syncing across devices.

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Charley Ma
Congrats on the launch James! Curious, how have you been collecting feedback + analytics on how beta users were engaging with Actual? :)
James Long
Maker
@charleyma I actually don't track anything within the app right now except errors. Errors are the most critical thing and that's what I focus on! I make sure error rerporting is as accurate as can be and dig into them immediately and file bugs so I can iterate. As far as feedback, a simple thing that was really effective was setting up a Slack instance. Ever since last April there's been a few people in there and it's up to about 10 now. It's not much, but it's the perfect amount of people to throw ideas at, and post early builds to test. They've been really helpful vetting the quality of things and being able to talk to them directly was great.
Justice Mba
Great stuff, and I love the fInal logo! Congratulations πŸŽˆπŸŽ‰πŸΎπŸŽŠ
C C
Liking what I'm seeing so far!
Liliya Bunos
Hey James, great work.
Steve Adams

I've followed James' development of this product for a while and he's very talented, competent, and committed to this. I think it's worth trying if you're interested; I suspect it'll be supported for a while yet.

Pros:

I love that it keeps data local. It's also easy to use so far. Seems similar to YNAB (great software) with a fraction of the overhead.

Cons:

I feel like it really needs connected bank account support for my use case. I'm content to wait for it at this point though.

Tyler Untisz
I've been using Actual for about a year now and it's a lot better than other tools I've tried. In fact, I've tended to quit other tools within a few months out of frustration or privacy concerns. Actual is thoughtfully built and maintained with a little extra given to developers in that there's an API. I've built a CLI utility that can auto-import transactions for me, making budgeting a breeze.
Edvins Antonovs
Congrats on the launch mate James. I've been following you for a while and I got really curious when the launch is going to happen. I'm trying to save some money by reducing my spendings, hopefully this app will help me πŸ˜ƒ
James Long
Maker
@edvins_antonovs Let me know what you think about it!
Dinukshan Kuruppu

Kudos to James. The product keeps improving with each update.

Pros:

Minimal / Fast. Better than the alternatives I've tried.

Cons:

Reports could be more detailed, e.g. a pie chart for spending.

Scott Sandler
Cool! How does this differ from YNAB & Mint?
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