Chris R Britt

Chime - The bank account that pays you to save

Stop paying unnecessary bank fees, get your paycheck 2 days early* with direct deposit, save money automatically, and manage your finances from anywhere using the Chime mobile banking app.

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Alex Lafferty
The product looks great but it's not available in the UK. I will have to wait and see if Chime bring out a version for the UK and Europe
Matteo Duò
Looks intriguing. Is it available outside US?
Chris R Britt
@matteoduo The card works internationally, but members must have a valid SSN to enroll.
Néstor Palao
Great product, would love to have something similar in Europe, especially Spain! Let me know if you need any help with expansion here. Btw, if I have understand completely your model, how you can afford to pay weekly a 10% of the 30% wasted to each of your users? Have you closed any investment round? Good luck!
Chris R Britt
@nrpalao We make money from Visa when Chime members use their card to make purchases or pay bills, and we share some of that money with our members so it's a win-win. Yes, we closed our A-round financing in late 2014. Thanks for the questions!
Steven Cruz
This looks great! Reminds me of the Acorns App (the concept of rounding to the nearest dollar and reallocating those funds elsewhere.) Does Chime support Mobile Check Deposit?
Chris R Britt
@thecruziest Hi Steven. We’ll be launching this feature soon. Currently, Chime members can deposit checks through a third a party app (Ingo Money). We're working to bring this feature in to our app to make the mobile check deposit even faster and more seamless. In the meantime, you can also add money to your Chime account via direct deposit (where most of our deposits come from), bank transfer or by debit card. Thanks.
Thanasis
@chrisbritt Is the service available in Greece ?
Chris R Britt
@tnsrig US only.
steven
@chrisrbritt Cool product. How about depositing cash? Where can I do that??
david
Plans on Chime being available for customers in Europe?
Chris R Britt
@davidesquimal Not in the short term, thanks.
Evan Knight
Any plan for joint account? That's one thing I don't like about Simple, is my wife and I have to have separate accounts.
Chris R Britt
@evannite Hi Evan, We're working on it! Thanks, CB