Bank transfers in Europe are instant and free - but IBANs are 22+ characters nobody can remember. iban.link gives you a short payment page (like iban.link/lisa) with your name, IBAN, and a scannable EPC QR code. Copy the IBAN or scan the QR with any banking app. Prefill amount and reference via hash fragments - payment details never reach the server. Embed a pay badge on your website so visitors can pay you in one click. No tracking cookies. No middleman. Data encrypted at rest (AES-256-GCM).