ICOD - Home inventory app built to speed up home insurance claims
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Document every belonging in great detail, track home services, and assess local disaster risks. ICOD, a home inventory app, creates PDF reports for lightning-fast insurance claims. Your home is your biggest investment—protect it before disaster strikes.
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👋 Hey Product Hunt! I'm Troy, creator of ICOD (In Case Of Disaster). About 1 in 20 homeowners (5.3%) file insurance claims each year, yet only 43% of homeowners maintain a home inventory despite its importance for insurance claims.
The situation is getting worse: 2024 just broke records with 27 billion-dollar in weather related disasters. The second-highest count since 1980. Hurricane Helene and Milton hit back-to-back, while Western wildfire seasons now span almost the entire year. We've gone from averaging 9 major disasters per year in the 1980s to 23 per year in the last 5 years.
When disaster strikes, people scramble to remember what they owned, find receipts, and prove their losses to insurance companies. Its hard to remember everything, but without the proof of ownership, insurance companies will fight you tooth and nail. Claims with proper documentation have significantly higher success rates compared to those without comprehensive inventory records.
ICOD is a home inventory app that combines photo inventory, receipt tracking, serial numbers, warranties and so much more. Users can also log past home services and take comprehensive risk assessments to learn what there home might be at risk of. All of which is crucial for filing claims. When you need it most, export everything as a PDF and send it straight to your insurance company.
Hurricane season isn't over, fire season never really ends, and winter is coming. Don't wait until it's too late. Protect the things that matter most. Download ICOD and spend the 10 minutes today that could save you thousands tomorrow. What's your disaster preparedness story? Have you ever had to file a claim without proper documentation?
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