Mercury
Banking for startups
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Mercury API - API for your business bank account

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Get read & write control to accounts.* Make payments and access balance & transaction data programmatically. *Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group and Evolve Bank & Trust ®️; Members FDIC

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Great product, . Kinda curious as to how the Mercury api integrates with the banks? Do you need to get banks onboard for integration?
Maker
Nope. The idea is that you should be able to do with the API anything you can do from the website/app manually. If/when we add features that aren't available on to do manually and require additional fraud or compliance checks we would have to work with our bank partners on those.
Congrats, ! Would your team be able to add it to the Open Banking API Tracker?
This looks amazing! Anyone in the tea room?
Is this available worldwide or just for the US ?
Maker
US companies only. But founders can be anywhere.
Having to send out ACH's manually is a miserable process; this is exciting!
Is this only for USA companies or individuals?
Ok only for US companies. I am from Singapore though so that means its a no go for me
In the future, will it be possible to set up an app to accept customer payments by ACH (push/credit, not pull/debit) using the Mercury API? Seems like Mercury's API focuses on payments out of Mercury to vendors via ACH, but not the other way around. I'm currently setting up Stripe to accept ACH payments, which would then deposit into my Mercury bank account, but it would be nice to avoid the 1% Stripe fee and simplify my payment flow with a direct API call to Mercury to accept ACH payment.
Thank you for making founders life easier )
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