Building a non-custodial marketplace on XRPL — would love early feedback

Hey PH community,

I'm Wawa, a self-taught developer working on Meridian — a decentralized marketplace

for real-world assets (physical goods, collectibles, art) built on the XRP Ledger.

The core idea: what if a marketplace physically couldn't hold your money? Not "we

promise we won't" — but the protocol makes it impossible.

Every purchase on Meridian locks payment in XRPL's native escrow with cryptographic

conditions. Funds release directly to the seller when the buyer confirms delivery.

The platform never touches the money. If there's a dispute, community voters decide

— not a corporate support team.

What's live on testnet right now:

- Full marketplace with listings, escrow-protected purchases, and 3-second

settlement

- Fractional ownership — buy shares of high-value assets via Multi-Purpose Tokens

- In-app order book for secondary share trading

- RLUSD income distribution for income-producing assets

- Community dispute resolution with voter panels

- 5 wallet providers (Xaman, GemWallet, Crossmark, Joey, WalletConnect)

- 0.5% platform fee (buyer pays, seller lists free)

What I'm looking for:

- UX feedback — is the escrow flow intuitive for someone who's never used crypto

escrow?

- Feature gaps — what would you need before you'd list or buy something?

- Market fit — which asset categories would you actually want to trade this way?

You can try everything on testnet (free test XRP, no real money): meridianmarket.xyz

There's also a step-by-step guide if you want to walk through the full flow.

Would love to hear your thoughts — especially from anyone who's dealt with

chargeback fraud, marketplace fees eating into margins, or platforms freezing funds.