Optivault
AI financial advisor that optimizes your money and budget.
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ayman

Optivault - AI financial advisor that optimizes your money and budget.

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Optivault
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OptiVault is your AI-powered personal financial advisor. Take control of your money without spreadsheets or stress. ✅ Connect bank accounts securely 🤖 Get AI insights on spending, budget, and debt 📊 Track net worth and set smart goals 📱 Built for iOS with bank-grade security OptiVault gives you clear, personalized steps to save more, spend smarter, and grow your wealth — all in one simple app.

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ayman
Maker
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👋 Hey Product Hunt! We’re the team behind OptiVault — thanks so much for checking us out. We started OptiVault with one big goal: to make an AI personal financial advisor accessible to everyone, anywhere in the world. Most people never get real financial guidance because it’s expensive, complicated, or intimidating. We believe smart money advice should be simple and available 24/7. Our long-term vision is to build the “Money OS” for the world — one place where you can: 🤖 get AI-driven financial guidance 💳 manage your money and bank accounts 📈 invest and grow your wealth 🔐 do it all securely in one app This launch is our first step: helping people understand their finances, budget smarter, and make better decisions with AI. We’d love your feedback: 👉 What’s the hardest part about managing your money today? 👉 What would you want in your ideal Money OS? Thanks for the support — we’re excited to build this with you! 🚀
Serena Yuki

The landing page looks great! The hardest part about managing money for me is mental procrastination. Hope sth could solve it

Kames Geraghty

You forgot to replace the placeholder video, with your product video.

ayman
Maker

@kames_geraghty thanks for reminding me , i updated it

Alex Cloudstar

Feels timely. I miss Mint. Spreadsheets suck. iOS-only works for me. How direct is the advice (like 'pay this card first' vs general tips)? And are bank links read-only? If sync is snappy and no pushy upsells, this might replace my messy setup.

ayman
Maker

@alexcloudstar we are giving the app free for life use code early2025 and test it

Yousuf Khan

sounds cool

ayman
Maker

@musfk thanks

Samuel
Congrats on the launch 👏 OptiVault is an ambitious take on AI financial guidance. With tools like Mint, YNAB, and newer AI finance apps already helping with budgeting and insights, I’m curious how OptiVault plans to differentiate beyond advice and dashboards as it grows toward a full “Money OS.” Are early users mostly using it for budgeting clarity, or for decision making and guidance? What’s proving to be the strongest edge so far, the AI advice quality, accessibility, or the vision of an all in one financial hub?
Gaurav Mishra

Hi how do I download the app? Super excited!

ayman
Maker

@gauravmishra_ visit optivault.co

Vasily Andronov

Guys, what's the difference from banking apps? I think many bank apps perform exactly the same set of tasks.

Lorenzo Di Capua
Referral code?
Melike Kaya

Congrats on the launch and product. For me, if the financial health score included depreciation amounts, it would make the accounting much easier. Keep up the good work, guys!

ayman
Maker

@melike_kaya thanks

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