Spendaq is a private expense tracker for iPhone, iPad, and Apple Watch. Unlike Mint, YNAB, or Copilot — it never asks for your bank login. Your data stays on your device, backed up to your own iCloud. We cannot see your transactions. • Log expenses in under 5 taps • Category budgets with alerts • Multiple vaults — personal, travel, business • CSV & PDF export • Apple Watch + widgets • 100% offline 1-week Pro trial. No credit card needed.