How many direct debits do you have right now?

I was shocked when I counted mine - 23

Streaming apps, cloud storage, Spotify, insurance, random SaaS tools… it all adds up. I started tracking them one by one and realized most people have no idea how much they’re actually spending monthly.
That led me to start building SubTamer - a clean, private way to track subscriptions and recurring bills manually.

How do you keep track of your monthly outgoings?