Hey Product Hunt 👋 I’m Orlando, the solo founder of XPlus Finance. I started building this after years of juggling my money between banking apps, brokers, spreadsheets and random notes. Every month I had the same question: “Am I actually getting ahead, or just moving money around?” What is XPlus Finance today (current version)? XPlus Finance is an AI-powered money OS for individuals and small businesses who want to take their finances seriously without living inside spreadsheets. Right now you can: Log and organize your income, expenses and subscriptions in one place Build budgets and see your real cashflow, not just a list of transactions Model your investments (stocks, ETFs, bonds, crypto, etc.) and see how they fit into your net worth Run Monte Carlo–style simulations to explore long-term scenarios Use advanced tools: compound interest calculators, DCA, simulations, sensitivity analysis, and more Use an AI assistant inside the platform to better understand your numbers and scenarios 🔐 Important & honest: Today we do NOT yet connect to bank accounts or brokers automatically. Everything is based on the data you enter (or import) into the platform, on purpose — I want to start with maximum control and transparency instead of promising integrations that don’t exist yet. Automatic connections are on the roadmap, but I don’t want to oversell. Who it’s for: People who want a serious view of their money, not just “checking the bank app sometimes” Freelancers and small business owners who mix personal + business finances and need structure Investors who want better views and simulations than what their broker gives them What I’m looking for from you today 🙏 I’m not here just chasing upvotes. What would help me the most is brutally honest feedback on: 1️⃣ The landing page – does it clearly explain what XPlus Finance is and what you can do today (without automatic connections)? What feels confusing or missing? 2️⃣ The initial experience – after creating an account, do you understand what you should do first (add income/expenses, set up a budget, register investments, run simulations)? 3️⃣ The positioning – when you read “AI-powered money OS for your finances & investments”, does it match what you actually see inside the product? I’ll be here all day answering every comment and question. Whether you love it, hate it, or think I’m missing something obvious, I genuinely want to hear it. That kind of feedback is exactly what I’m here for today. 🙌

XPlus Finance - AI-powered money OS for your finances & investments

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