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This just feels confused. It's like they grabbed features from Simple and Venmo, then added an ambiguous rewards system where you don't know how much you are earning, but can share those rewards with other people? Easy money transfer and transaction tracking + alerts are nice, but also available on a bunch of other options that already have traction. No compelling reason to switch.
Pretty site though.
This seems like a worse version of Simple. I don't think treats are a big enough incentive to get users to change behavior. Of course, if they're going to be successful at all, it's best to start with colleges like they're doing.
@lylemckeany Thanks so much for the feedback, and sorry to hear it comes across that way :(
What features do you love on Simple that you think we lack? We think we're extremely competitive on feature set, better on design, and have a rewards program on top of all of that... but obviously we're a bit biased now and again ;D
The issue I have with this is that I would need to get a new card for this to work. If they could make it work with any cc, that would be cool. Also - for my friend to receive the "treat", they must have a clinkle card, which is annoying.
It sounds like the whole premise of this relies on people (especially college kids) being highly altruistic. I'm not normally cynical, but this feels like a big gamble. Though the results could be surprising.
@alirtariq As a company, we really wanted the product to be altruistic and giving (unlike most players in the financial space who are interested in nickel & diming). While our mission statement video ( ) was mocked in the tech blogs for being over-earnest & heavy handed without any product to back it up, we really do stand behind the vision of commerce it lays out.
Obviously the product still has a long road ahead of it, but we're more than willing to make that gamble, and will bet on the altruism of everyday folks again and again as we iterate :D
Thanks so much for the feedback
Despite all the poor press and funny commercials, I am genuinely interested in trying this out. I think it's interesting to create a social reward system and allow people to interact around transactions. Not sure if this exact system is the right way to do so (seems very, very complex), but I think they may be on to something interesting. And agree with @mutlu82, that landing page has some seriously good animations :)
@adamevers I might be able to help:
1) it's a pure black debit card
2) use the card, and you get Treats
3) send treats to another member, and their next purchase could be free
4) you can use the app, too: send money to other members, limit / track your spending, and other goodies.
Sure, its venmo. But its mostly about giving and getting Treats. A campus with Treats flying around is a bundle of surprise and joy
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@robertoryan this is a great explanation of the new offering. However, I get none of this from the current landing page.
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