Take control of your financial future with confidence. Model your path to retirement, explore what-if scenarios, and make informed decisions about your money - completely free and private in your browser. No signup required. FinP4l is a Public Benefit Project.

Framer — Launch websites with enterprise needs at startup speeds.

Launch websites with enterprise needs at startup speeds.

I’ve been building FinP4l.com, a personal finance tool aimed at making professional-grade personal financial planning free and available. I am treating it as a public benefit project — just something I wanted to exist in the world and see if others find it valuable too. 🧰 What it does: Net worth + FI progress tracking Scenario planning timeline (job changes, RE date, Roth ladders, etc.) Expense tracking + analytics Tax-aware withdrawal modeling Spreadsheet-style flexibility but without needing to link accounts No tracking, ads, or paywalls — just a working tool 💡 Why I built it: I wanted something simple but powerful enough to model my own finances and manage expenses, while planning for earlier retirement. 📈 Current status: Built solo (React + serverless backend) Live and functional Soft-launched quietly — now looking for honest feedback to improve it and see if it resonates 🙏 Would love input on: Should I keep going? What would you like to see in a project like that?

Free financial modeling with no signup is refreshing. Does it handle complex scenarios like variable income or multiple retirement accounts?

Also launching today (ZenTrack) - upvoted!

@graino Thanks, and yes, it does handle complex scenarios with multiple retirement accounts and some degree of variable income (like bonuses, RSU's etc) - is that what you were thinking, or something else?

Hey! Yes exactly - RSUs and bonuses were what I had in mind. Super important for tech folks planning their future.

Modeling different scenarios is so powerful for making better decisions - we use the same concept for productivity patterns!