
Loan Tracker: You Owe Me
Track debts without awkward conversations
4 followers
Track debts without awkward conversations
4 followers
Track shared expenses, split bills, and instantly see who owes whom. What makes it different: it helps you communicate about money. AI Follow-Ups generate polite, context-aware messages using your real history with a person — amounts, timing, and past payments — not generic templates. Built over years, it includes everything you expect from a serious debt tracker while removing the awkwardness that costs money and relationships.









Money Conversations — messages written from your balances
We just shipped Money Conversations in YouOweMe.
The hardest part of money isn’t the math — it’s the message.
Most tools help you track numbers, but leave you alone when it’s time to actually ask for money or follow up.
This update closes that gap.
The app generates ready-to-send messages based on real balances and history — so instead of figuring out what to say, you just review and send.
Supports:
• Asking for money
• Following up
• Repayment updates
Curious — how do you usually handle this? Do you track it, or avoid the conversation?