Lums hit #11 organically on Product Hunt yesterday! A massive thank you to everyone who supported us by upvoting, commenting, and downloading the app.
The launch conversations highlighted one thing we ve felt since day one: most budgeting apps ask for way too much effort before giving you any value.
Usually, you download an app and spend the next hour fixing categories, adjusting settings, and correcting transactions. By the time you're "set up," you've already lost the motivation that made you download it in the first place.
@yulia_kuznetsova3 put it perfectly! She said she added her accounts to Lums and it just showed her where her money was going. No fixing things first. Just clarity.
@selina4 shared something similar. After months of bills piling up and small charges slipping by, having everything side-by-side finally made things click.
I like that I don’t have to open the app all the time. The alerts let me know when something important comes up like a paycheck or spending going over what I expected. That’s enough to stay on top of things during the week without constantly checking. It keeps money tracking simple and less stressful.
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@hannah_krause1 This is exactly what we’re working toward, so thank you for sharing this.
One of our core goals with Lums is to keep you informed without needing to open the app constantly, while still giving you the option to dive deeper whenever you want. Alerts are meant to surface what matters in the moment, and the app is there when you want more context and analysis.
Most budgeting apps have too many steps. You connect your accounts, change a bunch of settings, fix mistakes and still lost.
Lums was different. I added my accounts and it just showed me where my money was going. I didn't have to fix everything first. It gave me a clear picture without all the extra work.
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@yulia_kuznetsova3 This is great to hear, Yulia and honestly, that frustration with setup complexity is one of the biggest reasons we built Lums the way we did.
We kept asking ourselves: why should someone need to spend an hour configuring categories and fixing transactions just to understand their own money?
The goal was always to make it feel effortless: connect your accounts and immediately get clarity.
No homework required. Really glad that came through for you.
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@brandon_ellis2 Really glad to hear that. That’s exactly the experience we’re aiming for.
Balances and transactions update automatically during the day. In most cases, you’ll see a new transaction in Lums within 1–6 hours after it happens. Occasionally (depending on the bank), it can take up to a day, but that’s less common.
I didn’t realize how much small stuff was adding up until I could see everything in one place. Things like coffee and subscriptions were easy to miss day to day, but having a clear view of what’s coming in and going out helped me stay on top of it and avoid that end-of-month stress.
@marionkesteloot Congrats on the launch!
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@anders_dahl2
Thank you! Our goal was to replace that end-of-month dread with total clarity. It’s awesome to hear that having everything in one place is already making a difference for you!
If I ask Lums about recurring charges, does it explain what they are or just show a list? How much context it gives.
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@why_tahir Great question, Muhammad! It goes way beyond just a list.
When you ask Lums about your recurring charges, it gives you the full picture, not just "here's what you're paying," but why it matters. So for example, it'll show you each subscription with the amount and frequency, but it'lll also flag things like price increases you might have missed, duplicate charges, and how all of it fits into your budget.
It even picks up on things over time. Say you mentioned wanting to cut back on spending: Lums remembers that and will proactively point out where you could save. Or if you canceled something but charges keep showing up, it'll catch that too.
Think of it less like a spreadsheet and more like a friend who actually reads your bank statements and tells you what's worth paying attention to.
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Hey Product Hunt! 👋
Anthony here, Co-founder of Lums.
We built Lums because we were tired of managing my budgeting app instead of it managing my money. Between accounts in Canada and France, nothing worked ... so we built something that does.
Just ask "Where did my money go this month?" and Lums gives you a real answer with charts and insights. No manual work, no dashboards to decode.
We're launching in the USA first and would love your honest feedback.
Marion, Luisa and I are here all day : ask us anything! 🚀
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Hey Product Hunt, Luisa here, one of the makers behind Lums.
I’m truly excited to finally share Lums with the community today. A lot of thought and care has gone into building something that helps people better understand and manage their money, and it’s great to see it out in the world.
Thank you for taking the time to explore it. I’m looking forward to hearing your feedback and answering any questions.