PayID

It's like an email address for payments

9 followers

It's like an email address for payments

9 followers

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Payment processors

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Money transfer

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Authentication & identity tools

PayID is a protocol that connects siloed payment networks through a universal address. A PayID (e.g. alice$example.com) can map to the URL https://example.com/alice and resolve to Alice's address on an underlying payment network (e.g. bank or blockchain).

Launch tags:Fintech•Payments•Developer Tools

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Isn't this what you get with PayPal? I mean you can go on Paypal and send money to my email address and I'll get it. The question is does this require registration with PayID to be able to pay.

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6yr ago

PayID

Maker

@ianmayman PayID is an open protocol that doesn't require registration and works across any payment network, including PayPal. PayPal is a proprietary application that requires registration with PayPal, and only works with PayPal.

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6yr ago

Brutal Teardowns

@ianmayman @warpaul Yes, but presumably I'll only be able to pay to a registered PayID using my registered PayID?

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6yr ago

PayID

Maker

@ianmayman @rossdcurrie a PayID can only send/receive to another PayID. However, it's similar to email, as there's no central registrar, but rather a variety of registrars. Although if I don't want to register anywhere, then I can run my own PayID server, and still send/receive to other PayIDs.

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6yr ago

Dapp.com

This is very cool! So is that possible to link PayID with blockchain domains / ID like ENS, Unstoppable Domains)?

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6yr ago

PayID

Maker

@jun_gong Yes, very possible. In fact Unstoppable Domains plans to support PayID: https://twitter.com/unstoppablew...

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6yr ago

Dapp.com

@warpaul This is awesome! Can't wait to try it out!

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6yr ago

Would it be possible to resolve a QR code to a PayID? I am constantly trying to think of innovative ways for people to tip a performer and a printed QR on a violin case or a "pass the QR code" instead of pass the hat...could be cool.

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6yr ago

PayID

Maker

@amusicmonger yes definitely. There's also an RFC for a PayID URI scheme https://github.com/payid-org/rfc...

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6yr ago

Cya On The Road (iOS app)

Worth a look at this too - https://payid.com.au/. Similar concept has been integrated into 4 major Aussie banks already.

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6yr ago

@fredmeng Is there something similar for countries outside of AUS?

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6yr ago

Wondering what’s the key value that payid can provide? Who would be your customers? Most countries have the payment system ID for instance IBAN,HK FPS Addressing. Why would the market use a new set of ID?

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6yr ago

Is it too late for Alice not to be Americanised, with alice£example.com, alice¥example.com, alice#example.com perhaps?

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6yr ago

PayID

Maker

Hi Product Hunt! We're super excited to announce the launch of PayID today. PayID is an email-like payment identifier (user$domain.com) that can map to any bank account, credit card, wallet or crypto address using open standards such as HTTPS and DNS. Similar to how simple web domains map to complex IP addresses, we believe that simple PayIDs should map to complex account addresses. PayID is an open protocol standard that has been designed to be flexible, extensible, and easy to deploy for developers. PayID is free to use for everyone, and simplifies the payment experience to send/receive money with a single payment address. Check out payid.org to learn more. P.S. We're also hosting a virtual PayID Developer Conference on June 25th at 9:00am PST, and invite developers to come discover ways in which to build their apps using PayID: https://ripple.com/lp/payid-dev-...

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6yr ago

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