Hey everyone 👋 I kept running into the same problem: I’d budget, pay my bills…and still have no clear plan for getting out of debt. Most apps just track spending. Some help you budget. But none of them actually tell you how to get out of debt as fast as possible, so I built Planara (and actually use it). Here’s how it works: You enter: • your income • your bills • your minimum “living buffer” (what you need to live comfortably) …and Planara automatically does the rest: 👉 allocates everything left toward debt 👉 calculates principal vs interest over time 👉 builds a realistic payoff plan 👉 shows exactly when you’ll be debt-free No guessing how much extra to pay. No spreadsheets. No “am I doing this right?” Just a clear, optimized path out of debt. It’s basically: “What’s the fastest way I can become debt-free… without screwing up my life in the process?” Would love your feedback 🙏

Planara

Budget your paycheck before you spend it

Budget your paycheck before you spend it