Hey Product Hunt! 👋 I'm Muhammad Muzammil, founder of SmartWalt. Let me tell you why I built this. THE PROBLEM I COULDN'T IGNORE Two years ago, I tried every expense tracker out there—YNAB, Mint, PocketGuard, even built my own spreadsheets. By February, I'd have 50+ forgotten transactions and would just give up. The issue wasn't discipline. It was friction. Opening an app, selecting categories, typing amounts—by the time you do all that, you've already forgotten what you spent at the grocery store. Traditional expense tracking fights against how we actually live our lives. So I asked: What if tracking was as easy as talking to a friend? THE SOLUTION: SMARTWALT SmartWalt is the first expense tracker with voice-to-transaction AI. Here's how it works: 🎤 VOICE SPEND Say "Coffee $5" while waiting in line. Say "Uber $32" getting out of the car. Say "Groceries $54" walking to your car. Our AI instantly categorizes and logs it. No typing, no forms, no friction. Track expenses while driving, cooking, or walking—completely hands-free. 📸 SNAP RECEIPT Point your camera at any receipt. Our OCR extracts vendor, amount, date, and category in 2 seconds. Works with crumpled receipts, handwritten notes, and multiple currencies. 🤖 WALT AI COACH Your personal financial strategist. Walt analyzes your spending patterns and delivers insights like: "You spent 30% more on dining this month—here are 3 ways to save without sacrificing quality." It learns your habits and suggests realistic ways to save money. 💡 SMART INSIGHTS No confusing pie charts. Just plain English: "You're spending $280/month on subscriptions. Here's what you can cancel." Walt also catches duplicate charges, forgotten subscriptions, and price hikes. 🎯 PRICING THAT MAKES SENSE Free Forever: Basic tracking, budgets, reminders Pro ($4.99/month): Voice tracking, receipt OCR, AI coach, insights We're 70% cheaper than YNAB ($14.99/month) with more AI features. 🎁 SPECIAL OFFER FOR PRODUCT HUNT Try SmartWalt Pro FREE for 7 days—no credit card required. Experience voice tracking, receipt scanning, and AI coaching risk-free. WHAT I NEED FROM YOU I'd love your honest feedback on: 1. Would voice tracking actually help you track expenses consistently? 2. What makes YOU give up on expense tracking apps? 3. What other features would make this a no-brainer? Offering extended Pro trials to the first 50 people who try it and share detailed feedback. Just comment below with your thoughts! Thanks for checking out SmartWalt. Let's make expense tracking suck less. 🚀 Download: smartwalt.com — Muhammad Muzammil Founder, SmartWalt

SmartWalt

Financial intelligence, effortless tracking

Financial intelligence, effortless tracking