Hey PH, Biplav here, I built Snugtab,
Quick honest backstory. I'm not a finance person, I just got tired of the same small mess every month. I track my own spending pretty religiously, and I also split a lot with people close to me (flatmates, family, one trip that quietly went 30% over what we planned). The frustrating part was never a single bad app. It was that everything lived in a different corner. My personal expenses were in one tracker, the shared stuff was buried in a WhatsApp thread nobody kept up with, and my receipts were either crumpled in a drawer or lost somewhere in my camera roll. So every month-end I'd sit down to figure out where my money actually went, and I'd be stitching together three sources that didn't agree with each other. Half the time I just gave up and rounded.
At some point I realised I didn't want another app for one slice of this. I wanted one place that held both sides of how money actually works: what I spend on my own, and what we spend together. That's the whole reason Snugtab exists.
What it actually does:
Love how simple this looks, especially the no-login vibe. One thing that would make it way more useful for my situation: a recurring expense option for things like rent or utilities, so they auto-populate each month instead of me re-entering the same split every time.
@emircankkksggd Thank you, this made my day 🙂
Good news: that's already in there! When you add an expense you can mark it as recurring (weekly, monthly or yearly), and it auto-posts each cycle with the same split. So rent or utilities is a set-it-once thing.