Finance Products & Tools (2026)

You don’t have to be an accountant to crunch your own numbers. These finance apps are the perfect counting companion, and a whole lot more!

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Highest rated finance products

Highest rated

Among top-reviewed Finance tools, Mercury anchors startup banking with APIs, virtual cards, and treasury—though some note support and account reliability concerns. Ramp consolidates corporate cards, bill pay, reimbursements, and real-time controls to curb spend and speed close. Puzzle automates bookkeeping with Stripe-native revenue recognition and live metrics, enabling investor-ready reporting and faster month-end. Together, they form a streamlined finance stack.

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Forum discussions

Accord

Is there an app you use to manage your finances / budget?

18 comments•46 views

6yr ago

What are your must-have features in the peronal finance app of yours?!

Hey everybody,

Yigit here! I am developing a personal finance app mainly based on what features I wish an app to have and it is on google play closed test now. Here is a quick summary:
The app's main value proposition is being able to keep track of your expenses 'automatically'. The rationale behind is the fact that in my country banking laws restrict individual's access to open banking apis. That is, you cannot have an API access to your bank to exchange information and keep track of your expenses unless you are corporate. According to my research, this feature is available in US and EU but only with certain restrictions in the latter.

I thought it could be sutaible time to ask the community about their needs about such an app and can guide me a long way before I commit further. Would you be so kind enough to answer below questions? Any replies are appreciated and thanks in advance.

Do you use personal finance app?
Could you please share your the most essential must-have features of the personal finance app of your choise and tell me why?
Under which circumstances would you give another app a try?
What would be the ideal price point for such a service in your perspective?

7 comments•92 views

5mo ago

How do you manage your business finances?Does finance paperwork and admin take up too much of your time? What tools and software do you use for banking, accounting and payments?

7 comments•32 views

4yr ago

Lums

Budgeting apps shouldn't feel like a part-time job

Lums hit #11 organically on Product Hunt yesterday! A massive thank you to everyone who supported us by upvoting, commenting, and downloading the app.

The launch conversations highlighted one thing we ve felt since day one: most budgeting apps ask for way too much effort before giving you any value.

Usually, you download an app and spend the next hour fixing categories, adjusting settings, and correcting transactions. By the time you're "set up," you've already lost the motivation that made you download it in the first place.

@yulia_kuznetsova3 put it perfectly! She said she added her accounts to Lums and it just showed her where her money was going. No fixing things first. Just clarity.
@selina4 shared something similar. After months of bills piling up and small charges slipping by, having everything side-by-side finally made things click.

7 comments•100 views

8mo ago

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Budgeting apps