Personal Finance

Personal finance tools help you earn, track, and grow money: budgeting, banking, equity, payments, and social investing for individuals, creators, and startups.

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Highest rated personal finance products

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Among top-reviewed tools, Mercury suits startups needing API-first banking, virtual cards, and lightweight treasury—balanced by reports of closures and slow support. For consumer budgeting, Monarch excels with broad aggregation, flexible categorization, goals, and subscription tracking, despite occasional sync hiccups. Creators monetize easily on Buy Me a Coffee via donations, memberships, and digital sales, though compliance-related payout freezes remain a risk.

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Forum discussions

What are your must-have features in the peronal finance app of yours?!

Hey everybody,

Yigit here! I am developing a personal finance app mainly based on what features I wish an app to have and it is on google play closed test now. Here is a quick summary:
The app's main value proposition is being able to keep track of your expenses 'automatically'. The rationale behind is the fact that in my country banking laws restrict individual's access to open banking apis. That is, you cannot have an API access to your bank to exchange information and keep track of your expenses unless you are corporate. According to my research, this feature is available in US and EU but only with certain restrictions in the latter.

I thought it could be sutaible time to ask the community about their needs about such an app and can guide me a long way before I commit further. Would you be so kind enough to answer below questions? Any replies are appreciated and thanks in advance.

Do you use personal finance app?
Could you please share your the most essential must-have features of the personal finance app of your choise and tell me why?
Under which circumstances would you give another app a try?
What would be the ideal price point for such a service in your perspective?

6 comments•56 views

19d ago

What’s your favorite category of products on Product Hunt?

When you re browsing the Product Hunt leaderboard or checking out top launches, which category of products actually makes you stop and click?

Example, yesterday @lazverry told me on my forum thread that they are a creator, so they spend a lot of time looking into Design & Creatives and Productivity.

5 comments•100 views

1mo ago

SharePay introductionMy name is Zeejah and I m currently building SharePay, a fintech platform designed to make shared payments and repayment agreements easier to manage. The idea came from a personal experience. I booked a trip with friends and paid upfront, then had to chase everyone to pay me back. One person never paid and it made the situation awkward. I realised this happens constantly between friends, groups and even small businesses with customers. SharePay solves this with two core features: SharePay Split allows users to split payments before a transaction is completed, so one person doesn t have to pay upfront and chase everyone later. SharePay Promise allows individuals and businesses to create structured repayment agreements with clear terms, repayment schedules and automated reminders. The goal is to remove the awkwardness of chasing money and create accountability around repayments. We ve built the MVP and validated demand through surveys and early feedback. Right now I m focusing on refining the B2B version of Promise so businesses can use it as a flexible invoicing and instalment payment tool. I d love feedback on: The product positioning The B2B invoicing / instalment use case Go to market strategies for early users Potential integrations with platforms where people already owe money (marketplaces, service platforms, etc).

11 comments•77 views

2mo ago

How do you manage your business finances?Does finance paperwork and admin take up too much of your time? What tools and software do you use for banking, accounting and payments?

7 comments•16 views

4yr ago

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