Kelviq - Payments, tax, and billing for SaaS & AI companies

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Kelviq is the complete monetization platform for SaaS, AI, and digital products. It handles payments, global tax, subscriptions, usage-based billing, digital delivery, license keys, and compliance in one place, for 3.5% + 40¢ per transaction.

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Congrats on the launch! As a founder dealing with stripe integration right now, the idea of having payments, tax, and compliance handled in one place is really appealing. How does migration work for teams already on Stripe?

 It's a comparatively easy process with Stripe. We'd mainly need to review your current pricing structure and plan setup to ensure a smooth migration.

 

Thank you!


For teams already on Stripe, we can help migrate products, plans, customers, subscriptions, discounts, and payment methods where supported.

Since Stripe supports PCI-compliant payment method migration, your existing customers usually don’t need to re-enter their card details.

Happy to take a look at your current setup and suggest the cleanest path.

The commission is quite high. How are you better than Stripe? They also provide tax reporting and many other advantages...

 Thanks! Totally fair question.

Stripe is great, and we use Stripe under the hood for core payments.

The main difference is that Stripe gives you payment building blocks. If you use Stripe directly, you still need to build and maintain the billing infrastructure around it: subscription state, usage metering, credits, feature access, customer access logic, upgrades, downgrades, plan changes, migrations, and edge cases.

Kelviq packages all of that into one system. On top of that, Kelviq acts as your Merchant of Record, so we also handle global tax, compliance, disputes, and related responsibilities.

If you want Stripe to handle the MoR side, their Managed Payments fee is 3.5% on top of regular processing, fee goes to a minimum of 6.4% + 30¢.

Kelviq gives you the MoR layer plus the billing infrastructure for 3.5% + 40¢ per transaction.

So if you only need payment processing, Stripe is a great choice. If you want payments, MoR, and billing infrastructure handled together, that's where Kelviq helps.

Congrats on the launch! Handling compliance and global tax is definitely becoming a bottleneck.
Why would I switch from competitors charging for 2.9% + 30¢ or 2.7% + $0.30¢ and price scales with volume vs Kelviq 3.5% + 40¢ per transaction?

 Hi Sandra, thank you!

The key difference is that 2.9% + 30¢ is usually just payment processing. It does not include the full Merchant of Record layer.

With a payment processor, you still need to handle global tax, VAT/GST, compliance, disputes, chargebacks, invoicing, subscription logic, and billing infrastructure yourself.

And most MoR providers charge around 5% to 10%.

Kelviq's 3.5% + 40¢ includes Merchant of Record, payments, global tax compliance, subscriptions, usage-based billing, entitlements, license keys, digital delivery, and customer portal in one system.

 thanks for the detailed response, this makes sense on why there's that cost difference

I think your logo looks very familiar :)

 Oops! Just noticed. Looks similar :)

Can this replace metronome?

 Yes, Kelviq has built in usage metering.

Let's go Sachin!!

 Thanks Gaurav!

THIS IS AWESOME!! need this for getoverlay.io

 Thanks man! Really appreciate it.

Cool, I use polar and migrate to stripe. how do you handle that kinda low cost? 3.5$ is most low MoR I've ever seen.

 Thanks! Yes, it's a special founder offer for our early customers.

Hi Sachin,

Congratulations on the launch happening today.

I just signed up on the platform and noticed a few things that might be affecting user experience and retention.

First, I didn’t receive any email verification after signing up. That means anyone could potentially use any email address to create an account, which could lead to fake or unverified users on the platform.

Secondly, I also noticed there was no onboarding or welcome email sequence to guide new users on how to properly use the platform or get the best experience from it.

Onboarding emails are usually important because they help users understand the product faster, stay engaged, and increase retention.

Do you currently have an email marketer or retention system in place for user onboarding and lifecycle emails?

 Hey Adeniran,

Thanks for signing up and sharing the feedback!

Yes, we’re aware of this. Email verification and onboarding emails are already on our list, and we’re working on improving the signup and onboarding flow.

Since we’re still early, we’re also doing a lot of hands-on onboarding with users directly, but we definitely want to make the self-serve experience much better over the next few weeks.

Congrats on the launch, .

Quick question on the usage-based billing: If I have a hybrid model where there's a flat monthly fee plus a variable rate that changes based on a 'unit' (like weight or API calls), how does Kelviq handle the mid-cycle calculation?

Also, does the Merchant of Record model fully cover the RBI e-mandate requirements for Indian customers, or is there extra setup needed on our end?