MardRisk AI
AI that tells you if your money is in danger
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Khachatur Kurghinyan

MardRisk AI – Financial Risk Assistant - Know your financial risk before it's too late

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🚀 Relaunch: Now with AI + Web App Most people think their finances are “fine” — until it’s too late. MardRisk AI shows your real financial risk in seconds. • Risk Score • AI financial advice • Buy decision assistant • Expense & goal tracking Stop guessing. Start knowing. 👉 https://mardriskai.online

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Khachatur Kurghinyan
Maker
📌
Hey Product Hunt 👋 I’m the maker of MardRisk AI. The idea came from a simple problem: Most people think their finances are “fine”… until it’s too late. There was no simple way to understand: 👉 How risky your financial situation actually is 👉 Whether you can afford something before buying it So I built MardRisk AI. 🚀 What it does: • Calculates your real Financial Risk Score • Gives AI-powered advice based on your data • Helps you decide: “Should I buy this or not?” • Tracks expenses and goals • Provides smart insights and reports 💡 Since our last launch, we added: • Web App (no Telegram needed) • AI Financial Assistant • Buy Decision system • Improved UX We’re growing fast and already seeing users change their financial behavior using it. Would love your feedback 🙌 What would you improve first?
Olia Nemirovski

@khachatur_kurghinyan Congrats on the relaunch, Khachatur!

Love that you're focusing on real behavior change, not just dashboards.

Khachatur Kurghinyan
Maker

@olia_nemirovski Thank you so much, really appreciate it 🙌

That’s exactly the goal — not just show numbers, but actually help people change their financial behavior before it’s too late.

Still early and improving — feedback like yours means a lot 🚀

Davit Svanidze

Interesting idea. Do I understand correctly it is targeting retail customers, not B2B? Where is the data coming from, is it manual input, or rather some API connections to banking systems? Good luck!

Khachatur Kurghinyan
Maker

@davitausberlin Great question, thanks! 🙌

Yes — currently MardRisk AI is focused on individual users (B2C).

Right now, most of the data comes from user input (income, expenses, goals, etc.), which allows us to generate a personalized risk score and recommendations instantly.

We’re planning to expand this with integrations (banking APIs, etc.) in the future to make the analysis even more accurate and automated.

Appreciate the support!

Davit Svanidze

@khachatur_kurghinyan You can at least add csv import. Most banks give possibility of csv export, so you can enable import and analysis of data based on it, this will make usage easier.

Khachatur Kurghinyan
Maker

@davitausberlin That’s a great idea — thank you! 🙌

CSV import actually makes a lot of sense as a first step before full banking integrations. It could simplify onboarding and make the data more accurate right away.

I’ll definitely consider adding this soon 👍

Out of curiosity — would you personally use something like this if CSV import was available?

My World
Nice idea! I like how it shows financial risk clearly. The buy check feature is super helpful. How does the AI decide if something is affordable?
Khachatur Kurghinyan
Maker

@my_world10 Thanks a lot! 🙌

The AI evaluates affordability based on several factors:

• Your income and expense balance

• Current savings and financial buffer

• Spending habits and stability

It then calculates a risk score and determines whether the purchase could negatively impact your financial situation.

The goal isn’t just to say “yes” or “no”, but to help users make smarter decisions and avoid risky spending.

More advanced personalization is coming soon 🚀