bunq

Bank of the free

4.5•41 reviews•

53 followers

Bank of the free

4.5•41 reviews•

53 followers

Visit website

Neobanks

We are bunq, Bank of The Free. We’re here to break free from the status quo, and create a bank with our users in mind. Giving them the freedom to live life on their own terms. We built our own financial system from the ground up, and with the launch of our app in 2015, reinvented banking as you know it. And that’s just the beginning!

bunq Reviews

The community submitted 41 reviews to tell us what they like about bunq, what bunq can do better, and more.

4.5

Based on 41 reviews

Review bunq?

Reviewers mostly see bunq as a fast, app-first bank with strong day-to-day money tools: quick signup, smooth payments, bill splitting, budgeting, sub-accounts, joint accounts, savings interest, and useful options for travel or foreign transfers. Many also praise clear fee explanations and frequent feature updates. The main complaints are about pricing on higher tiers, limits on some free benefits like ATM withdrawals, and an app that can feel crowded or occasionally glitchy. A few users also mention uneven support, account restrictions, and mixed results with the AI assistant.

+38

Summarized with AI

Pros

easy account management (2)

Pros

Cons

Reviews

Most Informative

Founder Reviews

Other Reviews (41)

View all

•1 review

Among all subscriptions that are available in Bunq, here are those that offer basic services to customers and those that offer more advanced ones. Advanced ones include Easy Bank, Easy Bank Pro and Easy Bank Pro XL subscriptions. Each of these subscriptions has a different cost. And the most profitable option is Easy Bank ;) This subscription is the cheapest, but it also has access to some useful features. Of course, unlike Pro and Pro XL subscriptions, this one has some drawbacks. For example, I have only one virtual credit card. But other than that, I like this subscription =)

Report

1yr ago

•1 review

Using Bunq was the best decision I could have made for my finances. The bank provides a lot of tools that can be enjoyed across all account types, but I most especially appreciate the budgetting tools, the AI assistant, the interest on savings, and the automation that the bank provides on payments. 😎 The application is also very user-friendly and easy to operate and whenever I need assistance the customer service team is quite fast. I will be here for A LONG PERIOD OF TIME!

Report

2yr ago

•1 review

I’m not sure how the AI bot work for others, but it is a bit laggy and gives an off topic information. The idea is good, but the performance is not the best. Besides the bot, as a bank they are solid. To get the best of them it is essential to have a pro subscription at least, as it opens a tons of new features. For instance, the couple of foreign transactions are free as well as atm withdrawals.

Report

10mo ago

•1 review

I wanted to share my feedback about Bunq. Earlier in my life, I always went to a bank branch and stood in line for a few hours to open a bank account. Recently, I came across the Bunq accidentally and saw that they allow customers to open a bank account online and quickly. Well, I was surprised and I actually opened a bank account in 5 minutes and online. Thank you for such quality of service!!!

Report

2yr ago

•1 review

What's great

I like the recent update they put out. It enabled crypto trading for me, through Kraken I believe. And even got me €10 in Bitcoin to start. There's no way to transfer anything out of bunq, but I dont need it. Selling to bank, I still have the exchange rates same as CMC shows. Much more convenient than tryign to register on an exchange.

Report

1 view5mo ago

•1 review

I've used Bunq for a while, and while it’s a solid digital bank, it’s not perfect. The app is smooth, and transactions are fast, but fees can feel excessive. Customer support has been hit or miss in my findings. It’s great for convenience, but some limitations, like account restrictions, make me question if it's truly the best option.

Report

1yr ago

•1 review

I got sick of living from hand to mouth and I couldn't get what I’ve been doing wrong all that time. I wasn't a financially stable person but the situation changed when one of my old friends recommended the bunq. He spoke highly about them and shared his experience of cooperating with this bank. Well, I got interested in that also and it turned out they have so many budget features which helped me to manage my funds more properly. I wouldn’t say I became more stable in terms of finances but at least I learned how to save money about 20% of my salary every month. I’m still learning the ropes.

Report

1yr ago

•1 review

I have seen some people say that they do not like finn, the AI assistant, but I think that it is quite exciting to have the AI on the platform, be it in the beta phase. For one, it reduces the number of irrelevant questions that the support team is asked. It is quite accurate too. Finn aside, I really enjoy using the bank, and I think it is very helpful to students like myself. We were never taught things like money management and budgeting, and it is cool to have a bank provide easy tools to help with all of that.;-)

Report

2yr ago

•1 review

App works great. Every update something slightly breaks though. Sometimes its a visual bug, sometimes there's screen glitching, happened ones. But for how many features it has, I still like it.

Report

10mo ago

•1 review

Joint account for family is actually a smart idea to do. We made it with my wife and kids, and now can budget the money all together, and even save money in joint savings account. I think that kids should understand the basics of money laws since childhood, and it’s kinda working. But yeah, telling them what to do is a struggle cause they don’t like to listen 😅 But hey, can’t complain using them.

What's great

joint accounts (1)budgeting tools (1)

Report

8mo ago