ChaChing
Cut Stripe’s billing fees in half & keep Stripe for payments
696 followers
Cut Stripe’s billing fees in half & keep Stripe for payments
696 followers
ChaChing gives you Stripe Billing’s features at 50% less while maintaining your processing with Stripe. Manage subscriptions and invoices with ease and save thousands per year!
ChaChing
Hey Product Hunt 👋 I’m Adrian, founder of ChaChing!
The Problem
Billing is one of those “should be simple” parts of a business that somehow turns into a tax:
Subscription billing quickly becomes a maze (plans, add-ons, coupons, proration, invoices, retries, dunning, taxes, reporting…).
The popular options are powerful, but for a lot of teams they’re overkill + expensive as you scale.
Many teams love Stripe (we do too), but once you need billing that can work beyond Stripe-only processing—or unify multiple payment rails—That’s where manual processes and custom integrations start creeping in. We're working towards enabling other processors 😉
We built ChaChing because billing shouldn’t feel like building a second product.
How ChaChing is Different 🚀
Chaching is a modern billing platform that gives you the essentials without the bloat—or the “billing tax.”
🔹 Lower billing costs (built for efficiency)
We’re focused on keeping billing fees sane so you can scale revenue without watching your billing vendor scale your costs.
🔹 Subscriptions that are actually easy to manage
Create plans, manage customers, handle proration cleanly, and generate invoices automatically—without needing a billing PhD.
🔹 Dev-friendly setup
A clean API + webhooks(Work in progress!) that are straightforward to implement and easy to iterate on as your pricing evolves.
🔹 Built for clarity across teams
Clear customer states, invoice history, retries/dunning, and reporting—so Finance, Support, and Engineering aren’t all looking at different truths.
🟡 Coming Soon: Usage-based + tiered pricing
Metered usage, tiered models, and more flexible pricing configurations are on the roadmap next.
Who is this for?
If you’re a subscription or Invoice based business and you want billing that’s simple, scalable, and not outrageously priced, ChaChing is for you.
🔗 Get started
Check out ChaChing here on Product Hunt, and I’d love your feedback—especially:
what billing stack you’re on today,
what your “this drives me crazy” billing pain is,
and what you wish Stripe Billing / Chargebee / Recurly did better.
Happy to answer anything in the comments 👇 or feel free to email me adrian@chaching.io
@adrian_rodriguez14 0.35% vs stripe billing 0.70% is a real saving at scale. half the fee adds up fast.
good to see pci aware and soc 2 mentioned. thats table stakes for billing but many newcomers skip it.
currently using polar but it only handles paying customers. no support for referral systems or affiliate tracking. does chaching support referral credits or affiliate payouts? that would be a reason to switch.
ChaChing
@topfuelauto Hey Mostafa, this is the type of feedback we're looking for. I would love to understand your use case a little more. What referral systems do you currently use? I guess we would need to receive an event -> trigger a change on X users subscriptions. Just spitballing here but feel free to reach out for a chat adrian@chaching.io
@adrian_rodriguez14 hey adrian, thanks for the quick reply.
my use case: i have a chrome extension with a referral system. referrals are tracked in my own database with a set percentage for each referrer. the tracking part works fine.
the problem is payouts. i have no automated way to pay referrers their cut. right now its all manual which doesnt scale.
looking for something that can receive a referral event and automatically handle the payout to the referrer. would that be possible with chaching?
Scade.pro
@adrian_rodriguez14 congrats on the launch! stylish landing page
ChaChing
@nastassia_k Thank you! We wanted to find a happy medium between comic books and usual startup landing pages.
P.s Batman is my hero lol
Pretty Prompt
@adrian_rodriguez14
This is neat! We just launched @Pretty Prompt 1.0 (2nd product of the day here!) Would love to chat Adrian, this one could be super helpful for our tool! Stripe is getting expensive 😅
Also, nice design and great getting @benln to hunt 💪
ChaChing
@ilaiszp Hey Ilai, Congrats on your launch! I'd be happy to chat. Shoot me an email adrian@chaching.io and we find a time.
Pretty Prompt
@adrian_rodriguez14 On it right now! Felicitaciones! 💪
(great product name ;))
@adrian_rodriguez14 Hi Adrian, first of all - Congratulations on the launch!
Stripe discontinued its operations in India. Does ChaChing support Payments to/from India?
@adrian_rodriguez14 Seems like only US. Are you going to expand in very near future?
@adrian_rodriguez14 Hi Adrian. First off, congrats on the launch! One question I have to ask, how do you protect against webhook spoofing or replay attacks?
Product Hunt
ChaChing
@curiouskitty Hey!
First you provide your stripe keys in order for us to import the subscriptions and dependancies(Prices, Products, customers, tax rates etc)
Second, we import the data async while you finish the onboarding process which includes branding for your hosted pages to replace stripes hosted pages.
Third, once all subscriptions are imported we cancel them on your stripe account to avoid double charges and set the next charge based on their billing cycle. (Some edge cases around open invoices is also handled)
Lastly, we require you to update your existing hosted pages including the customer portal links used for creating or updating subscriptions and your team would need to update all the endpoints previously connected on stripe. That way the next customer that subscribes on your platform is now calling our endpoint for CRUD actions.
We are rolling out webhooks in the next 2 weeks, I know most companies will need to receive events for their business logic but I just wanted to get the product in front of people and receive feedback.
Lovon AI therapy
@ChaChing @adrian_rodriguez14 wow great product, but how did you achieve such low billing fee?
ChaChing
@ponikarovskii Hey Anton, its a mix of our architecture and the rails we built in order to pass down the savings to you.
@ponikarovskii @adrian_rodriguez14 i am just wondering about something- i am the senior architect here at HH and currently building a multi-tenant SaaS app, so what libraries have been created for ChaChing that makes your 3rd party payment processor easier to integrate with Laravel 11 or NextJS ?? The library Stripe Cashier for example is awesome for Laravel 11 intigration with the Stripe billing API- does ChaChing have anything like this? assuming no payment processor has been integrated in the app yet
CCgather
🎉 Saw that Chargebee/Recurly migration is coming soon - any chance of supporting alternative payment processors for markets like South Korea where Stripe isn't available? Would be great for Korean SaaS builders! 🥲
ChaChing
@dhxyoon Hey! That is our goal in the next sprint. We plan on adding all the major processors(Authorize, Checkout, NMI, etc) . We want to give you all the freedom on routing payments. What specific processor are you looking for?
Makers Page
On Stripe Billing now, tiny team. Fees add up. Keeping Stripe but ditching the billing tax sounds good. How rough is migrating existing subs (coupons/proration/dunning)? Lots of edge cases here. Dev time is tight, so hoping setup’s not a week-long saga.
ChaChing
@alexcloudstar Hey Alex, the import process only takes a few minutes. It will import all subscriptions and dependancies and will charge customers on the next billing cycle. The two gaps would be replacing any existing endpoints/webhooks from stripe that you would normally use to "create, edit, delete" subscriptions for ChaChing's endpoints, as well as replacing any hosted page links. We tried to maintain our endpoint parameters and response to be similar to reduce work on your engineering team. I'd be happy to show you a walkthrough. Email me Adrian@Chaching.io
As someone who builds business OS stacks, the 'Stripe tax' on billing is a constant friction point for my clients. The fact that you keep the core processing on Stripe but cut the billing overhead by 50% is a huge win for scalability. Quick question: How does ChaChing handle complex migrations for existing Stripe Billing subscriptions without breaking the payment tokens?
ChaChing
@iambel0ved We continue to use stripe as the processor so the payment tokens stays the same, we just handle the subscriptions and invoices
This sounds very good! I'm just wondering, how do you manage to provide this service without the fees?
ChaChing
@thomasp0 Hey Thomas, we do charge fees. You can see our pricing starts at 0.35% of processing volume. Compared to 0.70% of Stripe Billing.
@adrian_rodriguez14 I see thanks for the clarification! I guess I'm wondering how you cut the fees by half while still using stripe? and congrats on being #1! Great launch!
ChaChing
@thomasp0 Hey Thomas, this is a common misconception. Stripe processing and Stripe billing are essentially two separate businesses. You can still charge people on Stripe but the invoices and subscriptions can be handled externally. We decided to piggyback off that structure and allow you to save money from the Stripe Billing portion while continuing your processing on Stripe. Peace of mind and savings all in one haha. Thanks for the support on the launch, we didn't expect to receive so much feedback and support.