Launching today

ZeroSettle
Drop-in direct billing SDK to skip the 30% Apple Tax
82 followers
Drop-in direct billing SDK to skip the 30% Apple Tax
82 followers
ZeroSettle is a drop-in direct billing SDK for mobile apps. It takes 15 minutes to set up and developers immediately start enjoying zero App Store fees, higher user retention, and instant payouts.









ZeroSettle
Hey PH! My co-founder and I left Apple to build ZeroSettle. $150B+ of in-app purchases still go through App Store/Google Play billing annually, even though direct billing is legal in the USA after the Epic v Apple ruling. This is primarily because existing solutions often hurt conversion when sending users to a Safari sign up sheet.
We built ZeroSettle from the ground up to avoid these conversion concerns. We take a different approach by providing flows that switch existing subscribers to direct billing from App Store billing. The results? Dramatically improved margins, higher retention, and instant payouts. ZeroSettle also handles the billing complexity, handing chargebacks and customer support for devs like Apple does today. And it costs just 5% + 50c, compared to Apple's 30%.
Looking forward to hearing what y'all think!
As an iOS developer myself, the 30% Apple tax is one of the biggest pain points. The fact that you both left Apple to build a solution for this is amazing. 15-minute setup time and zero fees sounds almost too good to be true. How are you handling compliance with Apple's latest guidelines around alternative payment methods?
ZeroSettle
@sai_tharun_kakirala Keeping devs compliant with alternative payment methods is our top priority. We monitor the current state of acceptable browser flows constantly. It's legal in the USA thankfully, but we use robust geochecks to make sure a user will not see these flows outside U.S.
Genuinely curious how this handles subscription renewals when the App Store receipt validation inevitably fails - are you caching the billing state locally or do we need to implement our own grace period logic?
ZeroSettle
@lliora We handle all the complex billing logic on our side - we mirror App Store billing functionality, but cheaper. :)
Is there a possibility of legal risk from Apple?
Seems too good to be true!
ZeroSettle
@4n1rudh4 Direct billing is legal in the U.S. since Epic v Apple and we're helping devs take advantage!
Wordwand
@gaberoeloffs Two questions: How does the switch flow actually work from the user's perspective? For example, if I am a subscriber paying through the App Store, what do I see, and how many steps does it take? The friction there seems like the make-or-break factor.
Secondly, how are you handling the Apple policy gray area? The Epic ruling opened the door legally, but Apple has been known to push back in creative ways. Are developers exposed to any risk of App Store retaliation, or does your setup keep things clearly within the ruling's boundaries?
The comparison of 5% + 50c versus 30% speaks for itself. For any app generating significant subscription revenue, the math is hard to ignore.
Sheesh, you got me good on this one. Really simple, yet very impactful. Can you reveal more about the structure behind the direct payments? Is that provided by ZeroSettle, or are you using some third-party provider to enable the payments (provider that the dev has to account for)? This might be a silly question, hopefully not, anyways good luck on your launch!
Hey, I liked your idea, so I am upvoting.
But your website needs an upgrade as the items are not clear to understand (in terms of how are you delivering the value proposition). Especially the pricing page is very difficult to understand.