Debitize - Credit card perks without the debt, now on iOS
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Debitize lets you use any existing credit card like a debit card. Earn rewards and build credit without debt, interest, or late fees. It's the best of both worlds. Upgrade to Credit Optimizer and we'll automatically keep your credit utilization low to help boost your credit score even more.
Replies
Debitize has been an awesome product to increase my credit score while solving the problem of having to remember to pay my credit cards.
Pros:No more paying interest
Cons:Slow banks
I won't say I'm bad with managing my money, but this app allows me to set it and forget it when it comes to using and paying off my credit cards. In the past I would have gone to each credit card's website or app to make a payment once a week or so. This way my balance never got too high and I didn't accidentally spend the money from my checking account.
Pros:I enjoy being able to earn rewards on my cards with those transactions covered by transferring money out of my checking account
Cons:A few of my retail store issued cards weren't covered
Was a paid member, but i only continue subscriptions when there is active development and value adds.
Pros:No active development
Cons:no android app
Haven't found the lack of android app a problem, website works great.
Pros:Pays the bill reliably, Rack up CC points
Cons:None
Need to add functionality that lets users add their creditors.
Pros:was really excited about the idea of an app that would help me maximize my rewards cards without racking up debt
Cons:My main rewards card isn’t available in the app!
simplifies making sure you don't overspend. massively can positively affect your credit score.
Pros:simple to use
Cons:some times some issues with cap one
Love Debitize!!!
Pros:Reliable, Easy to Setup, Rewards
Cons:Can't Think of Any
I basically use my debit card to withdraw cash or deposit checks, nothing else. After having a fraudulent charge on my debit card awhile back (and hundreds of dollars on hold for several days), I started using credit cards for most transactions. Debitize makes the payments i used to have to make frequently. Helps me keep the points I'm earning, too.
Pros:Automatic, no need for attention/input
Cons:None experienced so far
I love not having to worry about making my cc payment each month. It works like a debit card.
Pros:Very easy to use. Helps keep credit score high.
Cons:None