Starling Bank - The mobile only bank account 💸

Had Starling since last summer. Free use abroad is good

Pros:

easy to use, no hidden charges

Cons:

MasterCard debit card not recognised everywhere

Starling is a world class product!

Starling is the best banking experience available, absolutely top class product!

Now I've switched to Starling from the Dinosaur banks I've finally managed to get complete handle on how much I spend every month. Not JUST at the end of each month but as I spend it with all of Starlings instant spending & payment notifications, no need to shuffle money between accounts though out the month and constantly being caught out if I forgot money went out of one account but the money was in another savings account causing HUGE fines even though I had the money in their bank a Starling Bank has one account and lots of Goals allowing you to split off money but if you spend more than is in the account and go over drawn it just uses the money from the goal so you don't get charged! :D

Pros:

AMAZING instant spending analysis, there great App and GOALS!

Cons:

All the amazing new features they are developing aren't out yet?! LOL SO NONE! :p

This bank can not handle simple business to business transactions

Pros:

none

Cons:

this is a useless bank, not intended for business

I have had both Starling and Monzo since they first came out. At first, I predominantly used Monzo as I liked the design and the no-charge for use abroad. However, after Monzo started charging fees abroad, I focused on Starling and moved across to Starling as my main account. I really like the Spaces feature (similar to Monzo's Pots) saving for specific goals whilst still getting interest on it. The customer service is pretty good and the security features are really helpful. I also integrate with some personal finance management apps and being able to add Starling with just a fingerprint is ahead of the likes of Monzo and certainly all the incumbent banks with endless login details!

I've been using this for a while. I originally got it for travelling outside the UK because it had no fees (unlike my Monzo card). It's great - I do think Monzo is slightly ahead and makes day-to-day spending better with more detailed reports. But Starling is catching up.

A great bank! It's also well loved with our personal finance app's customers. Many have connected their Starling accounts so we can definitely sense their appreciation for it 🚀