Payments

Pay up! Exchange money using more than just those ancient papers and hunks of metal.

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What AI products do you pay for?

Me First

ChatGPT & Cursor

8 comments•93 views

1yr ago

SharePay introductionMy name is Zeejah and I m currently building SharePay, a fintech platform designed to make shared payments and repayment agreements easier to manage. The idea came from a personal experience. I booked a trip with friends and paid upfront, then had to chase everyone to pay me back. One person never paid and it made the situation awkward. I realised this happens constantly between friends, groups and even small businesses with customers. SharePay solves this with two core features: SharePay Split allows users to split payments before a transaction is completed, so one person doesn t have to pay upfront and chase everyone later. SharePay Promise allows individuals and businesses to create structured repayment agreements with clear terms, repayment schedules and automated reminders. The goal is to remove the awkwardness of chasing money and create accountability around repayments. We ve built the MVP and validated demand through surveys and early feedback. Right now I m focusing on refining the B2B version of Promise so businesses can use it as a flexible invoicing and instalment payment tool. I d love feedback on: The product positioning The B2B invoicing / instalment use case Go to market strategies for early users Potential integrations with platforms where people already owe money (marketplaces, service platforms, etc).

11 comments•113 views

6mo ago

Accepting payments? Yikes!

Hi everyone! I'm Travis, I've been a software developer since 2006 and I've worked on a good number of open source projects and side projects. Recently I integrated Stripe for the first time in one of my projects, in order to....*gasp*....charge users and accept payments. The integration was easier than expected, but it still feels kind of slimy to be asking for money for something that was a side project and I just built for fun. On the other hand, I'm using OpenAI credits, so if I actually gave it away totally for free, it would simply cost me more and more money as time went on, especially if it went viral (the dream). So I justify the payments as a scaling/sustainability measure.

Interested to hear others' perspective on this one. Is accepting payments completely shameless? Does it sully the reputation of your project? Necessary evil?

7 comments•39 views

1yr ago

What are best payment gateways for global sales?

If you're a SaaS, digital product, agency or freelancer what payment gateways do you use to handle local methods, taxes and subscriptions?

PayPal charges me 5% per transaction and their support is unwilling to reduce it to 3% for me while I know they do lower the transaction fee for certain accounts.

12 comments•327 views

1yr ago

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