Lopsii Olagoke

Nezz - Earn yield on pending escrow payments

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Nezz is real-time settlement and native escrow infrastructure that lets enterprises move large bank payments instantly, securely, and transparently eliminating wire delays, fraud risk, and idle capital while keeping funds in FDIC-insured bank accounts.

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Lopsii Olagoke
We picked this idea because we’ve lived the problem from both sides of the table and repeatedly saw how broken large-value settlement really is. In real-world transactions real estate, funds, asset purchases, enterprise B2B payments the moment money is sent, visibility disappears, timelines become uncertain, and risk spikes. A $2M–$50M transfer can sit in transit for days, with no proof-of-funds, no yield, and no clear owner of responsibility if something goes wrong. That friction isn’t theoretical it directly delays closings, fulfillment, and revenue, and it creates prime conditions for fraud. Once you see that pain up close, it becomes obvious that this is infrastructure, not a feature, problem. We have deep, relevant domain expertise. Our founding team has built and operated regulated financial and payment infrastructure at scale. One founder previously built a B2B SaaS fintech platform in the daycare management space and scaled it to $90M in transaction volume, gaining firsthand experience with money movement, compliance, and enterprise sales. The other was a principal architect of Canada’s largest peer-to-peer payment system, which serves roughly 40 million users, and has built core infrastructure for top-tier financial institutions. Together, we understand how modern payment rails work, where banks break down operationally, and what it takes to ship compliant, enterprise-grade systems.